Economics Finance
September 22nd, 2014 1 Minute Read Report by Stephen H. Haber, Charles W. Calomiris

Bank Rules and Their Impact on Inequality

When most people consider the effects of government policy on economic inequality they think of taxes, welfare programmes, charter schools or student loans. But, as we show in our new study of the history of politics in shaping banking policies around the world, inequality can be affected by the rules of the game under which banks operate.

When most people consider the effects of government policy on economic inequality they think of taxes, welfare programmes, charter schools or student loans. But, as we show in our new study of the history of politics in shaping banking policies around the world, inequality can be affected by the rules of the game under which banks operate. Those rules define, among other things, who gets to be a banker, who gets access to credit and who pays for bank bailouts.

Read the full report here.

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