Conventional wisdom blames the ongoing financial crisis on Wall Street and the mortgage industry for using low down payments, teaser rates, and other predatory tactics to seduce unsuspecting home owners into assuming mortgages they couldn’t afford. It also blames average Americans for borrowing recklessly and spending too much. And it blames the tax policies and deregulatory environment of the Reagan and Bush administrations for encouraging reckless risk-taking by wealthy individuals and financial institutions.

But in this book, Unintended Consequences, Ed Conard argues that the conventional wisdom masks the real causes of our economic disruption and puts us at risk of facing a slew of unintended—and potentially dangerous—consequences. Join us to learn “why everything you’ve been told about the economy is wrong.”

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